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Business law is a wide body of law that governs business and commercial transactions. It is often considered to be a branch of civil law and deals with issues of both private law and public law. Business law encompasses the law governing contracts, sales, commercial paper, agency and employment law, business organizations, property, and bailments. Other areas include insurance, and consumer and creditor protection. Business law also deals with issues such as starting, selling, or buying a small business, managing a business, dealing with employees, and interpreting contracts. Commercial law includes all aspects of business, including advertising and marketing, collections and bankruptcy, banking, contracts, negotiable instruments.
The Uniform Commercial Code (UCC), which has been adopted in part by every state in the United States, is the primary authority that governs commercial transactions. The UCC is divided into nine articles, covering a broad spectrum of issues that arise in commercial transactions. The Uniform Commercial Code (UCC), which governs sales and commercial paper, has been adopted in some form by almost all states.