The following is a list of state insurance liability requirements as of 2001, showing also whether the state is a no-fault state and whether uninsured motorist coverage is required. All liability minimums are in thousands of dollars, and the numbers are listed in the following order: coverage for injury per person, coverage for total injury, and coverage for property damage.
ALABAMA: Liability insurance required,; liability minimums 20/40/10
ALASKA: Liability insurance required,; liability minimums 50/100/25
ARIZONA: Liability insurance required,; liability minimums 15/30/10
ARKANSAS: Liability insurance required,; liability minimums 25/50/25
CALIFORNIA: Liability insurance required,; liability minimums 15/30/5
COLORADO: Liability insurance required,; liability minimums 25/50/15, no-fault state
CONNECTICUT: Liability insurance required,; liability minimums 20/40/10
DELAWARE: Liability insurance required,; liability minimums 15/30/5
DISTRICT OF COLUMBIA: Liability insurance required; liability minimums 25/50/10, uninsured motorist coverage required
FLORIDA: Liability insurance required for property damage only,; liability minimums 10/20/10, no fault state
GEORGIA: Liability insurance required,; liability minimums 25/50/25
HAWAII: Liability insurance required,; liability minimums 20/40/10, no fault state
IDAHO: Liability insurance required,; liability minimums 25/50/15
ILLINOIS: Liability insurance required,; liability minimums 20/40/15, uninsured motorist coverage required
INDIANA: Liability insurance required,; liability minimums 25/50/10
IOWA: Liability insurance required,; liability minimums 20/40/15
KANSAS: Liability insurance required,; liability minimums 25/50/10, no fault state, uninsured motorist coverage required
KENTUCKY: Liability insurance required,; liability minimums 25/50/10, no fault state
LOUISIANA: Liability insurance required,; liability minimums 10/20/10
MAINE: Liability insurance required,; liability minimums 50/100/25, uninsured motorist coverage required
MARYLAND: Liability insurance required,; liability minimums 20/40/15, uninsured motorist coverage required
MASSACHUSETTS: Liability insurance required,; liability minimums 20/40/5, no fault state, uninsured motorist coverage required
MICHIGAN: Liability insurance required,; liability minimums 20/40/10, no fault state
MINNESOTA: Liability insurance required,; liability minimums 30/60/10, no fault state, uninsured motorist coverage required
MISSISSIPPI: Liability insurance required,; liability minimums 10/20/5
MISSOURI: Liability insurance required,; liability minimums 25/50/10, uninsured motorist coverage required
MONTANA: Liability insurance required,; liability minimums 25/50/10
NEBRASKA: Liability insurance required,; liability minimums 25/50/10
NEVADA: Liability insurance required,; liability minimums 15/30/10
NEW HAMPSHIRE: Liability insurance not required,; liability minimums 25/50/25, uninsured motorist coverage required
NEW JERSEY: Liability insurance required -; drivers may choose standard or basic policy. For basic policy, minimums are 10/10/5 and only property damage is mandatory. For standard policy, minimums are 15/30/5 and all liability is mandatory. No fault state, uninsured motorist coverage required
NEW MEXICO: Liability insurance required,; liability minimums 25/50/10
NEW YORK: Liability insurance required,; liability minimums 25/50/10, liability must rise to 50/100/10 if injury results in death. No fault state, uninsured motorist coverage required
NORTH CAROLINA: Liability insurance required,; liability minimums 30/60/25
NORTH DAKOTA: Liability insurance required,; liability minimums 25/50/25, no fault state, uninsured motorist coverage required
OHIO: Liability insurance required,; liability minimums 12.5/25/7.5
OKLAHOMA: Liability insurance required,; liability minimums 10/20/10
OREGON: Liability insurance required,; liability minimums 25/50/10, uninsured motorist coverage required
PENNSYLVANIA: Liability insurance required,; liability minimums 15/30/5, no fault state
RHODE ISLAND: Liability insurance required,; liability minimums 25/50/25, uninsured motorist coverage required
SOUTH CAROLINA: Liability insurance required,; liability minimums 15/30/10, uninsured motorist coverage required
SOUTH DAKOTA: Liability insurance required,; liability minimums 25/50/25, uninsured motorist coverage required
TENNESSEE: Liability insurance not required,; liability minimums 25/50/10
TEXAS: Liability insurance required,; liability minimums 20/40/15
UTAH: Liability insurance required,; liability minimums 25/50/10, no fault state
VERMONT: Liability insurance required,; liability minimums 25/50/10, uninsured motorist coverage required
VIRGINIA: Liability insurance required,; liability minimums 25/50/20, uninsured motorist coverage required
WASHINGTON: Liability insurance required,; liability minimums 25/50/10 Washington D liability minimums 25/50/10, uninsured motorist coverage required
WEST VIRGINIA: Liability insurance required,; liability minimums 20/40/10, uninsured motorist coverage required
WISCONSIN: Liability insurance not required,; liability minimums 25/50/10, uninsured motorist coverage required
WYOMING: Liability insurance required,; liability minimums 25/50/20