google.com, pub-2782336357453463, DIRECT, f08c47fec0942fa0

What are the tax consequences of child support?

Making legelly-mandated child support payments has no tax consequences for either the person making the payments nor the person with custody of the child who is receiving them. In general, child support payments are considered “outside” of the tax system for both parties. In other words, they don't affect taxes and are not of interest to the IRS. The person making the payments cannot deduct the payments as any sort of expense, and the other person does not have to list the payments as income. The payments are thus tax-free to the recipient and do not provide any tax benefit to the payer.

 Rules for Taxes and Child Support Payments

This tax-free law only applies to payments made strictly as child support. Any alimony payments paid for the support of an ex, or even any payments made as some form of general family support for both children and an ex-spouse, would have an impact on taxes in the vast majority of situations. This is because the federal government considers money going from one ex to another as income-shifting, and income-shifting is typically a taxable procedure. Child support, on the other hand, is non-negotiable and outside the reach of taxes.

Taxes and Alimony

Because alimony is generally tax deductible to the person making the payments, those who create their own divorce settlement plan outside of court may sometimes opt to provide for higher "alimony" payments in exchange for lowered child support. Essentially, this would mean the couple was making a decision to try to create a tax deduction for what otherwise would be a payment that had no tax implications at all. However, before such an agreement is made, the implications must be discussed. Such an arrangement could result in the person receiving the alimony also receiving a larger tax bill, since the alimony payments he or she receives would be taxed as income. The payments could also act as a disqualifying factor for some income-contingent programs since the alimony would need to be reported as a form of monthly income.

Getting Help

To ensure that any alimony, child support or other agreement is written in a manner that makes the most financial sense for you, you should strongly consider speaking with a lawyer for guidance.